Terms of use

What Calcendium provides

Calcendium provides free calculators and explanations for general informational and educational purposes. Results are estimates based on the information you enter and on the assumptions described on each page.

No professional advice

Nothing on Calcendium is financial, tax, legal, investment or other professional advice, and using the site does not create an advisory relationship. Check important decisions with qualified professionals and official sources. See the financial disclaimer.

Accuracy

Calcendium works to keep its formulas correct and its content up to date, and documents its methods openly. It cannot guarantee that every result is complete, accurate or suitable for your situation. Lenders, authorities and other parties may calculate figures differently.

Acceptable use

You may use the calculators for personal and professional purposes. Do not try to disrupt the site, access it through automated means that place an unreasonable load on it, or present Calcendium content as your own.

Content and trademarks

The text, design and code of Calcendium are protected by copyright. The name “Calcendium” and its logo identify this site. You may link to any page and quote short passages with attribution.

External links

Calcendium links to official and third-party sources for reference. Calcendium does not control those sites and is not responsible for their content or availability.

Limitation of liability

To the extent permitted by applicable law, Calcendium is provided “as is”, without warranties of any kind. Calcendium is not liable for decisions made, or losses incurred, based on its calculators or content. Nothing in these terms limits liability that cannot be limited by law.

Changes

These terms may be updated from time to time. The date at the top of the page shows the latest version. Continued use of the site means you accept the updated terms.

Contact

Questions about these terms: [email protected].